With prices high and work scarce it can be very difficult to manage these days. If you suddenly need money and have no job it can seem that there is no way out. However, there are some options that you can consider which will not lead you into trouble. Finding local payday lenders is often a good option.
You may have some items in your home that you could sell to make money. Whether you decide to have a garage sale or put items on an auction website, you should be able to make a bit of extra money. You can sell all sorts of different things this way. You can sell clothing, toys, books, electrical items and even make things to sell.
Finding Some Temporary Work
There are often companies that need temporary workers to cover staff who are off sick. This can be just a few hours or a few days work. It can be worth looking out for jobs like this as they will not only bring in a bit of money but also be something that you can add on your resume that will help to show that you have been working between jobs.
Borrowing From Family/Friends
Borrowing from friends and family may not be the best option, but it can be better than using payday loans as they are unlikely to charge you as much or be so hard on you with regards to repayments. It can be problematic if they then get short of money themselves, so be careful who you choose to borrow from. It could even be worth drawing up a written agreement between you as to when it will be repaid and how much will be repaid.
Reducing outgoings can be one of the best ways to get some extra money. This is because once you make a saving, you will continue to make that saving month on month and so it can lead to a long term reduction in outgoings. To do this look at everything that you pay out for and how much they cost. You may be able to have a cheaper phone package or find a cheaper electricity supplier. You could cut down the amount of TV channels that you have or buy less DVDs.
if you need emergency funds, you do not have to suffer and struggle. There are some sensible things that you can try which should help you to manage more easily.